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OneHealth Plus
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For individuals & families

A health plan made for you

Whether you're a solopreneur, contractor, freelancer, or otherwise self-employed, you deserve the same high-quality health coverage as anyone with a traditional 9-to-5. OneHealth Plus makes it possible, and simple, with a private medical plan built specifically for independent professionals like you. Ask your broker about us today.

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A self-employed professional at work

1.3M+

providers in Cigna's nationwide PPO network

30%

average savings compared to similar ACA plans

5 mins

or less to apply

Big benefits for groups of one

Real, quality coverage you can count on

Get in touch

Send us a message

We answer every one — no call center, no queue.

Nationwide coverage

Get care where you need it, when you need it

Rates that make sense

Premiums start at $570/month for individuals

Support when you need it

Real answers from real humans, 24/7

Health coverage that offers true peace of mind for individuals and families

How it works

Three easy steps to get coverage

  3. Choose the deductible amount that's right for you and enroll

— tap any step to expand —

Built for you

Made for the person who does it all

We combine premium benefits with innovative technology and superior service to make health coverage easy, so you can focus on all the rest

An independent professional working from home

Benefits and features

We do things differently, and that's a good thing

WithOneHealth Plus

  • Rates are based on health status
  • Flexible plan options, with PPO network coverage
  • All-digital enrollment, with one easy-to-use platform for everything
  • Dedicated customer service
  • Year-round enrollment

Finally, the medical coverage you deserve, no W2 required

01

PPO network

With Cigna's nationwide network of 1.3 million providers, you can get care anywhere in the country

02

Control over your care

See any specialist without a referral, and get care from any doctor, in or out of network

03

Multiple deductible options

Choose from 8 plan designs, including 2 HSA-compatible options

04

$0 co-pay

For preventive care services and telemedicine, so it's easier to stay healthy and get the care you need

05

Mail-order prescriptions

Get your medications delivered to your doorstep, so you can stay on top of your health without leaving home

06

Premiums that make sense

Monthly costs start at $570 for an individual plan, a 20-50% savings over Marketplace plans with similar coverage

Get in touch

Send us a message

We answer every one — no call center, no queue.

Our reviews

What people are saying about us

See what other clients have said about working with OneHealth Plus

I saved so much money! The enrollment was super easy and I found good doctors in my area. The coverage is great.
— Bridgette H.
Great experience with OneHealth Plus. It was significantly better than what I had through the exchange, and they made the process smooth, straightforward, and stress-free from start to finish.
— Salman R.
Easier than marketplace and cheaper too. So far we have had an easy, smooth experience. Glad we found this option.
— Trudy K.

Ready for better health coverage?

Copy and paste the text below into an email to your broker, so they can get things rolling.

I'm interested in applying for coverage through OneHealth Plus, a health benefits program manager that offers access to a private medical plan built for independent professionals like me. As my broker, you need to be appointed with OneHealth Plus before I can apply. You can learn more about partnering with them at onehealthplus.com/brokers, or send an email to brokercontracting@onehealthplus.com to get started. Thanks!

Don't have a broker? Contact us

FAQ

Have questions? We've got answers

How do your rates compare to the ACA?
For individuals not receiving subsidies, our rates are typically 20-50% lower than ACA Marketplace plans with similar coverage. We've found the average savings for an individual switching to OneHealth Plus from an ACA Gold plan or higher to be about 30%. Our monthly rates start at $570 for an individual, with $850 being the average. Unlike the Marketplace, which calculates rates based on age and location, we use medical underwriting to create a personalized rate for each individual.
What networks do you offer?
The plan we offer uses the Cigna Choice Fund PPO network, which includes 1.3 million care providers across the country.
What deductible options do you offer?
There are 8 deductible options, including 2 HSA-compatible plan designs.
When can I enroll?
We offer year-round enrollment. If you enroll in a plan before the 28th of a given month, your coverage will start on the 1st of the following month.
Is the plan ACA-compliant?
Yes, the plan we offer is ACA-compliant, meaning it meets or exceeds all consumer protections, coverage rules, and standards set by the Affordable Care Act. It covers the 10 essential health benefits and does not have annual or lifetime limits on care.
Is my doctor in-network?
You can search for in-network providers through Cigna's provider directory. Because the plan uses Cigna's nationwide PPO network that includes 1.3 million providers, it's likely your provider participates.
Does the plan include mental health coverage?
Yes, there are mental and behavioral health benefits as well as substance abuse coverage built into each plan option.
Who is eligible for coverage?
Anyone can apply for coverage through OneHealth Plus if they are between ages 18 and 65 and have a social security number or tax ID number. Most of our members are self-employed, but this is not a requirement.
Is this short-term medical coverage?
No, the plan we offer is not considered short-term medical coverage. The plan year is 12 months, at which point the planholder will go through a renewal process.
Is the plan available in all 50 states?
No. The plan we offer cannot be purchased in the state of Washington. However, planholders are able to access care in all 50 states.